Senior Credit Analyst(005376)

1 week ago


Shanghai, Shanghai, China BASF SE Full time

Objectives:

  • Professional expertise in the team to provide relevant analysis and recommendations of credit risk assessments to meet and exceed service standards expected.
  • Provide optimized solutions and transparency to stakeholders on credit risk management core processes such as reviewing customer risk, risk mitigation approach, prolongation approval and debt collection.
  • Ensure Global/Regional/Hub projects or processes implementation in China.
  • Initiate new solutions (e.g., digital solutions) to improve process optimization and data transparency.

Main Tasks:

  • Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests of credit reviews.
  • Proactively improve relevant KPIs with close monitoring; escalate to the team leader or related stakeholders if the customer's situation becomes worsened.
  • Timely monitor portfolio development to classify facilities and execute risk mitigation plan.
  • Strongly support assigned projects implantation related credit risk management; Participate and contribute to local BU strategy / business steering discussions in areas of key customer management, credit risk management and early warning signals.
  • Present analysis, findings and recommendations to service recipients, and related stakeholders.
  • Education: Bachelor's degree or above in Finance, Accounting, Business Administration discipline, ACCA, CIMA, CMA or equivalent professional qualification is preferred
Working Experience: 5-8 years' relevant experience in credit risk management or finance analysis areas

  • Process strong analytical with attention to details, solution oriented, and teamwork sprit
  • Good written & oral communication skills in English
  • IT techniques (e.g., Macro, Python etc.) is a plus
请时刻警惕任何可能的招聘欺诈行为请注意,巴斯夫绝不会在任何情况下向候选人以任何形式收取任何费用。
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