Credit Risk Analyst

1 week ago


Beijing, Beijing, China Société Générale Assurances Full time
Job Summary:

You will join our Client and Credit Group in Japan as a Credit Analyst (Financial Institutions). Reporting to the Head of Client and Credit Group (Financial Institutions "FI") in Hong Kong, you will provide balanced and objective credit assessments to business requests and assume full analytical responsibility to support the overall credit approval process for target and existing FI clients.

Main Responsibilities:
  • Conduct first-level credit analysis for Financial Institutions counterparts by preparing concise, critical, and well-supported credit proposals.
  • Recommend credit limits in partnership with bankers/sales/structuring teams based on the bank's risk appetite and client's credit profile.
  • Conduct periodic credit facility renewal and maintain clear and updated documentation in all credit files, including financial statements, financial spreading, credit applications, validation records, internal and external correspondence.
  • Expedite and monitor the credit approval process by liaising with bankers/sales/structuring teams and approval officers.
  • Review and assess counterpart's credit risk rating at least annually or as driven by special events, based on internal and external ratings and analytical tools.
  • Manage a portfolio of FI counterparties, keeping credit files up to date, covering Asian countries, particularly in Greater China.
  • Be actively involved in the preparation/negotiation of capital markets legal documentation, including ISDA, VMCSA, GMSLA, GMRA, NAFMII, etc.
  • Keep a constructive and regular flow of communication with Front Officers to help them build deals in a sustainable way from the risk point of view and to be informed timely of any relevant event on the Bank's commercial side.
  • Ability to speak to internal and external interlocutors at senior levels and provide CRE's recommendation with relevant supporting grounds.
  • Report significant business events, financial trends, industry developments, and other relevant issues relating to the financial position of clients.
  • Assist in special credit-related assignments and projects as required.
Profile Required:
  • Degree in a relevant discipline from a recognized university (MBA or other professional qualifications such as CFA is preferred).
  • 5 to 8 years of solid experience in Financial Institutions counterparty credit risk-related work.
  • Anticipation, quick reaction, ability to sometimes work under time pressure.
  • Knowledge of capital market products, including equity derivatives products, ISDA/CSA documentation, GMRA, GMSLA, trade finance, asset-backed financing is a definite advantage.
  • Good command of both English and Mandarin.
  • Sound knowledge of the regulatory and business environment of China, especially in Financial Institutions.
Skills & Competencies:
  • Mature, self-learning, good communicator, and co-operative work behavior to engage various stakeholders.
Language Skills:
  • Fluency in English and Mandarin (oral and written) is required.
Computer Skill:
  • Well-versed in MS Office applications (Word, Excel, PowerPoint is a must).
  • Excel VBA is a plus.
Professional Qualification (if applicable):
  • CPA, ACCA, CFA is a plus.
This position is located in Beijing or Shanghai.

  • Beijing, Beijing, China HITACHI ENERGY (CHINA) LTD. Full time

    About the Role:HITACHI ENERGY (CHINA) LTD. is seeking a highly skilled Credit Risk Specialist to join our team. As a Credit Risk Specialist, you will be responsible for assessing and managing credit risk across various business segments.Key Responsibilities:Assess and manage credit risk across various business segments, including customer finance, payment...


  • Beijing, Beijing, China HITACHI ENERGY (CHINA) LTD. Full time

    Job SummaryWe are seeking a highly skilled Credit Experienced Professional to join our team at HITACHI ENERGY (CHINA) LTD. The successful candidate will be responsible for credit rating, credit limit assessment, and risk review customer credit assessment.Your ResponsibilitiesAssess credit risk and make recommendations for credit limit updates and credit...


  • Beijing, Beijing, China HITACHI ENERGY (CHINA) LTD. Full time

    About the Role:We are seeking a highly skilled Credit Experienced Professional to join our team at HITACHI ENERGY (CHINA) LTD.Your Responsibilities:You will be responsible for credit rating, credit limit assessment, and mitigation tools support.You will update credit limits, maintain and update credit profiles in S4, and create blocked SOs.You will discuss...


  • Beijing, Beijing, China DBS Bank Full time

    Job Title: Team Head, Credit Approval, Firm-WideDBS Bank is seeking a seasoned professional to lead our credit approval team, ensuring the highest standards of credit quality and risk management.Responsibilities:Assess and approve credit applications from IBG1/2 units, leveraging expertise in credit evaluation and risk assessment.Provide guidance and support...


  • Beijing, Beijing, China Volvo Group Full time

    About the RoleWe are seeking a highly skilled Senior Finance Analyst to join our team at Volvo Group. As a key member of our Business Control team, you will play a critical role in supporting our business areas, including aftermarket and used truck business.Key ResponsibilitiesProvide business control support to our major business areas, including data...

  • Investment Analyst

    7 days ago


    Beijing, Beijing, China international finance corporation Full time

    Job Title: Investment AnalystInternational Finance Corporation (IFC) is a member of the World Bank Group and the largest global development institution focused on the private sector in emerging markets. We work in more than 100 countries, using our capital, expertise, and influence to create markets and opportunities.Job Summary:The Investment Analyst will...

  • Senior Data Scientist

    1 month ago


    Beijing, Beijing, China Advance Intelligence Group Full time

    Job SummaryWe are seeking a highly skilled Senior Data Scientist to join our team at Advance Intelligence Group. As a key member of our data science team, you will be responsible for developing and implementing risk management models using machine learning algorithms.Key ResponsibilitiesDevelop and maintain large-scale machine learning algorithm platforms...

  • Senior Data Analyst

    2 weeks ago


    Beijing, Beijing, China Advance Intelligence Group Full time

    Job DescriptionKey Responsibilities:Develop and implement credit risk management strategiesCollaborate with cross-functional teams to drive business growthDesign and build large-scale machine learning algorithmsConduct feature engineering and selection for data analysisRequirements:Proven experience in credit risk managementExcellent English communication...


  • Beijing, Beijing, China Moelis & Company Full time

    We are seeking a highly motivated and detail-oriented Analyst to join our Investment Banking team at Moelis & Company. As an Analyst, you will play a critical role in supporting senior managers in origination activities, including financial analysis, data gathering, and deal documentation.Key ResponsibilitiesConduct financial analysis and modeling to support...


  • Beijing, Beijing, China Volvo Group Full time

    About the RoleWe are seeking a highly skilled Senior Finance Analyst to join our team at Volvo Group. As a key member of our Business Control team, you will play a critical role in supporting our business areas, including aftermarket and used truck business.Key ResponsibilitiesProvide business control support to our major business areas, including data...


  • Beijing, Beijing, China Lenovo Full time

    Job Title: Senior Finance Process Design AnalystLenovo is seeking a highly skilled Senior Finance Process Design Analyst to join our team. As a key member of our finance organization, you will be responsible for designing and implementing finance Order to Cash business processes, including credit management, collection and dispute management, payment...


  • Beijing, Beijing, China Bayer Full time

    Unlock Your Potential at BayerSecurity Monitor Junior AnalystAbout the RoleWe're seeking a highly motivated and detail-oriented Security Monitor Junior Analyst to join our team at Bayer. As a key member of our Cyber Defense Center, you will play a critical role in monitoring and analyzing security alerts from various sources, utilizing our SIEM platform.Key...


  • Beijing, Beijing, China Bayer Full time

    {"Unlock Your Potential at BayerAt Bayer, we're driven to solve the world's toughest challenges and strive for a world where health for all and hunger for none is no longer a dream, but a real possibility.As a Security Monitor Junior Analyst, you'll be part of a community of brilliant and diverse minds working together to make a real difference.**Your Key...


  • Beijing, Beijing, China Novo Nordisk Full time

    Job Title: Senior Distribution AnalystWe are seeking a highly skilled Senior Distribution Analyst to join our team at Novo Nordisk. As a Senior Distribution Analyst, you will be responsible for analyzing and optimizing distribution policies and processes to ensure accurate sales information and right distribution fees payment.Key Responsibilities:Design and...


  • Beijing, Beijing, China Bayer Full time

    Unlock Your Potential at BayerAbout the RoleWe're seeking a highly skilled Security Monitor Junior Analyst to join our team at Bayer. As a key member of our cybersecurity team, you'll play a critical role in monitoring and analyzing security alerts from various sources, utilizing our SIEM platform.Your Key ResponsibilitiesMonitor and analyze security alerts...


  • Beijing, Beijing, China Société Générale Assurances Full time

    About the RoleSociété Générale Assurances is seeking a seasoned professional to lead our Multinational Corporate Banking team in Beijing, China. As the Head of Multinational Corporate Banking, you will be responsible for deepening relationships with existing clients and exploring new opportunities in the market.Key ResponsibilitiesDevelop and execute...


  • Beijing, Beijing, China Volvo Group Full time

    About the RoleWe are seeking a highly skilled Senior Financial Analyst to join our team at Volvo Group. As a key member of our finance department, you will play a critical role in supporting our business operations and driving financial performance.Key ResponsibilitiesProvide financial analysis and insights to support business decision-making, focusing on...


  • Beijing, Beijing, China Novo Nordisk Full time

    Job Title: Senior Distribution AnalystWe are seeking a highly skilled Senior Distribution Analyst to join our team at Novo Nordisk. As a key member of our Finance and Operations department, you will be responsible for ensuring the accuracy of sales information and distribution fees payment.Key Responsibilities:Design and implement effective audit plans to...


  • Beijing, Beijing, China Novo Nordisk Full time

    Job Title: Senior Distribution AnalystWe are seeking a highly skilled Senior Distribution Analyst to join our team at Novo Nordisk. As a key member of our Finance and Operations department, you will be responsible for ensuring the accuracy of sales information and distribution fees payment.Key Responsibilities:Design and implement effective audit plans to...


  • Beijing, Beijing, China Lenovo Full time

    About the RoleThe Senior Business Process Design Analyst will play a key role in the finance Order to Cash business and system solution design and process analysis for Lenovo. This position requires excellent communication skills in English and at least 8 years of experience with SAP AR, FSCM, TRM, CRM, and other modules.Key ResponsibilitiesLead and...