Credit Risk Specialist
3 weeks ago
As a Credit Risk Specialist with Société Générale Assurances, you will be part of the Client and Credit Group based in Japan.
Reporting to the Head of Client and Credit Group (Financial Institutions "FI"), Asia Pacific in Hong Kong, you will provide balanced and objective credit assessments to business requests.
Main Responsibilities:
- Conduct first-level credit analysis for Financial Institutions (ex-Hedge funds) counterparts by preparing concise, critical, and well-supported credit proposals.
- Recommend credit limits in a partnership relationship with bankers/sales/structuring team based on the bank's risk appetite and client's credit profile.
- Conduct periodic credit facility renewal and maintain clear and updated documentation in all credit files, including financial statements, financial spreading, credit applications, validation records, internal and external correspondence.
- Expedite and monitor the credit approval process by liaising with bankers/sales/structuring team and approval officers.
- Review and assess counterpart's credit risk rating at least annually, or as driven by special events, based on internal and external ratings and analytical tools.
- Manage a portfolio of FI counterparties, keeping credit files up to date, covering Asian countries, particularly in Greater China.
- Be actively involved in the preparation/negotiation of capital markets legal documentation, including ISDA, VMCSA, GMSLA, GMRA, NAFMII, etc.
- Keep a constructive and regular flow of communication with Front Officers to help them build deals in a sustainable way from the risk point of view and to be informed timely of any relevant event on the Bank's commercial side.
- Ability to speak to internal and external interlocutors at senior levels and provide CRE's recommendations with relevant supporting grounds.
- Report significant business events, financial trends, industry developments, and other relevant issues relating to the financial position of clients.
- Assist in special credit-related assignments and projects, as required.
This position is located in Beijing or Shanghai.
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