Senior Credit Analyst(005660)
1 month ago
- Professional expertise in the team to provide relevant analysis and recommendations of credit risk assessments to meet and exceed service standards expected.
- Provide optimized solutions and transparency to stakeholders on credit risk management core processes such as reviewing customer risk, risk mitigation approach, prolongation approval and debt collection.
- Ensure Global/Regional/Hub projects or processes implementation in China.
- Initiate new solutions (e.g., digital solutions) to improve process optimization and data transparency.
= Main Tasks =
- Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests of credit reviews.
- Proactively improve relevant KPIs with close monitoring; escalate to the team leader or related stakeholders if the customer’s situation becomes worsened.
- Timely monitor portfolio development to classify facilities and execute risk mitigation plan.
- Strongly support assigned projects implantation related credit risk management; Participate and contribute to local BU strategy / business steering discussions in areas of key customer management, credit risk management and early warning signals.
- Present analysis, findings and recommendations to service recipients, and related stakeholders.
= Job Requirements =
- Education: Bachelor's degree or above in Finance, Accounting, Business Administration discipline, ACCA, CIMA, CMA or equivalent professional qualification is preferred
- Working Experience: 5-8 years' relevant experience in credit risk management or finance analysis areas
- Process strong analytical with attention to details, solution oriented, and teamwork sprit
- Good written & oral communication skills in both Chinese and English
- IT techniques (e.g., Macro, Python etc.) is a plus
请时刻警惕任何可能的招聘欺诈行为!请注意,巴斯夫绝不会在任何情况下向候选人以任何形式收取任何费用。
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